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Reach out, don't be afraid. I've had that same feeling before: You want to open the feeder lines of communication but you don't know exactly what to say; let me help you. Share an idea with me, shoot me a suggestion, tell me never to wear socks with sandals, or just tell me how improve; I welcome it all. 


132 Ludlow St
New York, NY, 10002
United States


Break the routine looks to advise and guide city dwellers and suburbanites alike to think smart by different about their time and money. My goal is to provide financial wellness education, spare-time management techniques and suggestions for fun and fulfilling free time around the city I love. Through these shared articles, influences, and improved life techniques I hope you create your own plan and act on them immediately. I'm here to help and inspire you. 


Financial Advice

Filtering by Tag: credit cards

Let's talk about Credit

Eric Roseman

Often times I get asked by friends, "how many credit cards do you have?" or "What type of credit card do you have?" The basis for these questions I believe stem from people's total ignorance of credit and credit building. Too many people view credit cards as a source of evil and not as an opportunity. If you are diligent about paying off your monthly balances and consistently using your cards then it is ok to have more than one credit cards and spend on all of them. When you are young, it is really important to build up good credit because when you eventually need to finance an important life decision, you will want to get the lowest rates possible and the amount of money you truly need.  

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