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Reach out, don't be afraid. I've had that same feeling before: You want to open the feeder lines of communication but you don't know exactly what to say; let me help you. Share an idea with me, shoot me a suggestion, tell me never to wear socks with sandals, or just tell me how improve; I welcome it all. 

 

132 Ludlow St
New York, NY, 10002
United States

2679688891

Break the routine looks to advise and guide city dwellers and suburbanites alike to think smart by different about their time and money. My goal is to provide financial wellness education, spare-time management techniques and suggestions for fun and fulfilling free time around the city I love. Through these shared articles, influences, and improved life techniques I hope you create your own plan and act on them immediately. I'm here to help and inspire you. 

What do you subscribe to?

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Sometimes I'll write about work, other times I'll write about you. Trust that I won't ever write about my time spent on the couch (reserved only for football Sundays).

What do you subscribe to?

Eric Roseman

I went through the exercise lately of uncovering all of the discretionary subscriptions that I pay for and breaking down the reasons why. I'm not including the obvious cable / utilities / subway card, etc. but I'm always curious to know what people are using for services like Music streaming, video streaming, exercising and other habits (This list does not include apps and services that I use on demand and pay for usage like Postmates or Uber). Let's take a quick look at mine:

Spotify - $10/month - market leader in music streaming services. I appreciate the pre-made mixes and categorical breakdown of moods / activity type playlists. 

Netflix -$9/month - Clearly late to the party that I didn't get grandfathered in at $5/month. At a certain point I put more value on having my own profile and the suggested watches "just for me" than free-riding off my roommate's girlfriend's sister's boyfriend's account.  

750words - $5/month- I use 750words to journal and write my thoughts down every day. It's a morning ritual of mine that helps clear my mind and free it from any prevailing thoughts before embarking on a new day. As Tim Ferris puts it, "if you win the morning, you win the day."

Amazon Prime - $108/yr  - As Jeff Bezos put it in his annual shareholder letter - “We want Prime to be such a good value, you’d be irresponsible not to be a member” - I subscribe to that thought (as well as the service). 

Chase Sapphire $99/yr - I'm a big believer in opening up new cards to take advantage of bonus sign up points (with moderation of course) and this card has the best signup bonus that essentially makes this deal worth it for at least the first couple years. 

Citi Bike - $120/yr - I own my bike and use it frequently but the citi bike is best for up to 2 miles of travel in the city. It's truly the best mode of transportation for east to west travel in Manhattan in my opinion. I've saved hundreds of dollars in would be cab rides. 

iTalki - $50/month - One on one language lessons. I'm currently studying and sharpening up my Spanish for what I hope to be a trip of a lifetime to Argentina. I really enjoy learning a language and find it to be a great stress reliever. 

Headspace - $8/month - Probably the best value play I have. I do 15 minutes of this every single day and it helps clear my mind and has helped me hone my focusing and stress-relieving skills.  

Dashlane - $99/year - I hold all my passwords and information in my Dashlane account. It has a very useful Google Chrome extension which will autofill forms and payment information locked behind a Master Password protection system. 

TurboTax - $150/year - DIY taxes

New York Health & Racquet Club - $110/month - Great upper tier gym. It's no Equinox by reputation but it has convenient locations for my work & home. Great hot yoga class on Tuesday morning and spacious workout facilities at 23rd st. & Cooper Square locations. 

Considering Subscribing: 

The Grint - For golf handicaps and scoring. I use the free version now but still unclear how much additional value I would get from the $5/month subscription. 

Blue Apron / HelloFresh - Had a bad first experience with HelloFresh considering I was not able to refrigerate the food immediately after delivery. Given my current work situation and timing, I don't think this is something I can work into my  schedule although it would be a nice way to ease myself back into cooking. 

If you have any suggestions for other / better services that would be a replacement to my current subscriptions or considerations, I'd love to hear them. Otherwise, I'm looking forward to doing this exercise in another 6 months / 1 year to see how my habits and preferences have changed over time.